A care need can arrive quickly. Thinking ahead can give a family more time to understand home care, assisted living, nursing-home care, payment sources and the role of trusted decision-makers.
Care can look different
Home-based care, assisted living and skilled nursing care raise different practical and financial questions. A care plan should reflect the person’s needs and preferences.
Medicare and Medicaid are different
Medicare and Medicaid are separate programs with different rules. Do not assume one program will cover every long-term-care expense or every setting.
A careful next step
General education is a beginning, not personal advice.
Delaware law and individual circumstances can change the answer. A qualified Delaware attorney can explain how the facts apply to you.
Common questions
Is it too early to plan?
Planning is often easier while there is time to compare choices and have family conversations.
Where can I begin?
Start by listing current documents, care preferences, income sources and the people who may need to help.